:root{--navy:#0f2138;--blue:#0e6ba8;--blue-hi:#3e9ad6;--red:#c8102e;--paper:#eef2f6;--panel:#fff;--muted:#647084;--line:rgba(15,33,56,.14);--serif:"Iowan Old Style","Palatino Linotype",Palatino,"Times New Roman",Georgia,serif;--sans:"Avenir Next","Segoe UI","Helvetica Neue",Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--navy);font:16px/1.7 var(--sans);-webkit-font-smoothing:antialiased}a{color:inherit}.wrap{width:min(1180px,calc(100% - 40px));margin:0 auto}.eyebrow{display:flex;align-items:center;gap:12px;color:var(--blue);font-size:11px;font-weight:700;letter-spacing:.26em;text-transform:uppercase}.eyebrow:before{content:"";width:34px;height:1px;background:var(--blue)}h1,h2,h3{font-family:var(--serif);line-height:1.08;margin:0}h1{font-size:clamp(48px,7vw,92px);letter-spacing:-.035em;font-weight:600}h2{font-size:clamp(32px,4vw,56px);letter-spacing:-.02em;font-weight:600}h3{font-size:26px}.hero{padding:38px 0 92px;background:linear-gradient(135deg,#f8fafc 0%,var(--paper) 62%);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;padding:18px 0 72px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-family:var(--serif);font-weight:700;font-size:18px;line-height:1}.brand-mark{width:34px;height:34px;border:2px solid var(--blue);transform:skew(-28deg);position:relative}.brand-mark:after{content:"";position:absolute;right:-8px;bottom:-2px;width:12px;height:2px;background:var(--red);transform:rotate(-52deg)}.nav-links{display:flex;gap:24px;font-size:13px}.nav-links a{text-decoration:none}.nav-cta{background:var(--navy);color:#fff;padding:11px 18px;border-radius:999px;text-decoration:none;font-size:13px;font-weight:700}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:end}.hero h1{margin-top:24px;max-width:760px}.hero h1 em{display:block;color:var(--red);font-style:italic}.lede{max-width:650px;color:var(--muted);font-size:19px;margin:28px 0 0}.hero-card{background:var(--navy);color:#fff;padding:32px;border-radius:18px;box-shadow:16px 16px 0 var(--red)}.hero-card small{display:block;color:#a9d8f5;font-size:10px;font-weight:700;letter-spacing:.2em;text-transform:uppercase}.hero-card strong{display:block;font-family:var(--serif);font-size:32px;line-height:1.12;margin:16px 0}.hero-card p{color:#d7e4ee;margin:0}.section{padding:92px 0}.section.alt{background:#fff;border-block:1px solid var(--line)}.section-head{max-width:760px;margin-bottom:42px}.section-head h2{margin-top:16px}.section-head p{color:var(--muted);font-size:17px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--panel);border:1px solid var(--line);border-radius:14px;padding:26px}.alt .card{background:var(--paper)}.card b{display:block;color:var(--blue);font-size:11px;letter-spacing:.16em;text-transform:uppercase;margin-bottom:12px}.card p{color:var(--muted);margin:0}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;counter-reset:step}.step{border-top:2px solid var(--blue);padding-top:18px}.step:before{counter-increment:step;content:"0" counter(step);display:block;color:var(--red);font:italic 24px var(--serif);margin-bottom:12px}.step p{color:var(--muted);margin-bottom:0}.notice{margin-top:34px;border-left:3px solid var(--red);padding:18px 20px;background:#fff6f7;color:var(--navy)}.faq-list{max-width:860px}.faq{border-top:1px solid var(--line);padding:20px 0}.faq:last-child{border-bottom:1px solid var(--line)}.faq h3{font-size:22px}.faq p{color:var(--muted);margin:8px 0 0}.cta{padding:70px 0;background:var(--navy);color:#fff}.cta-grid{display:flex;align-items:center;justify-content:space-between;gap:30px}.cta h2{max-width:650px}.cta p{color:#d7e4ee;max-width:540px}.button{display:inline-flex;align-items:center;gap:10px;background:var(--blue);color:#fff;padding:16px 24px;border-radius:999px;text-decoration:none;font-weight:700;white-space:nowrap}.footer{padding:28px 0;color:var(--muted);font-size:12px}.footer-row{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.breadcrumb{padding:16px 0;color:var(--muted);font-size:12px}.breadcrumb a{color:var(--blue)}@media(max-width:820px){.nav-links{display:none}.hero-grid,.grid{grid-template-columns:1fr}.hero-card{max-width:520px}.steps{grid-template-columns:1fr 1fr}.cta-grid{display:block}.cta .button{margin-top:22px}}@media(max-width:520px){.wrap{width:min(100% - 28px,1180px)}.hero{padding-bottom:64px}.nav{padding-bottom:52px}.steps{grid-template-columns:1fr}.section{padding:68px 0}}

/* TAC visual alignment: reuse the approved live-site mark and restrained light system. */
.brand-mark{width:48px;height:46px;border:0;transform:none;background:url('tac-mark.svg') center/contain no-repeat;position:static;flex:0 0 48px}.brand-mark:after{display:none}.hero{background:linear-gradient(150deg,#fff 0%,#f6f9fc 58%,#eef2f6 100%)}.hero h1 em{color:var(--blue);font-style:normal}.hero-card{background:#fff;color:var(--navy);border:1px solid var(--line);box-shadow:0 14px 34px rgba(15,33,56,.08)}.hero-card small{color:var(--blue)}.hero-card p,.cta p{color:var(--muted)}.nav-cta{background:var(--blue);color:#fff}.step:before{color:var(--blue)}.notice{border-left-color:var(--blue);background:#f6f9fc}.cta{background:#f6f9fc;color:var(--navy);border-block:1px solid var(--line)}.button{background:var(--blue)}